Medicaid Strategies & Applications

Medicaid Strategies and Applications

Planning for long-term care is more than a precaution for older adults — it’s essential. Especially if you want to leave an inheritance to your loved ones. For many older adults in New York, you have assets such as your home or savings that you’d like to leave to your children. Yet, you know that the rising cost of nursing homes or home care could deplete these funds.

With planning and legal expertise, you can qualify for Medicaid without draining your resources so you can leave a legacy for future generations. Ettinger Law Firm wants to help you plan ahead. As an experienced elder law firm, we’ll explore various Medicaid strategies to cover your long-term care needs while helping you navigate complex Medicaid eligibility criteria.

Schedule a No-Cost Consultation

GettyImages-1451108366

How Ettinger Law Firm Assists With Medicaid Planning

Early planning is crucial — especially if you anticipate long-term care. The Medicaid application process is lengthy, and New York enforces a 5-year look-back period for facility care, meaning any gifts or transfers of assets made during this time could result in ineligibility. There is currently no look-back for home care. We can transfer assets this month and qualify for “Community Care” the very next month.

The earlier we can help you start planning for long-term care assistance, the better. Our thoughtful strategies and interventions offer a legal way to prevent draining your hard-earned savings, safeguarding your assets for your beneficiaries while helping you qualify for Medicaid.

GettyImages-1820110435

Medicaid Application Assistance

Medicaid eligibility requirements and rules can be confusing and vary by state. Whether you require nursing home or home health care, our elder law attorneys will walk you through Medicaid eligibility, helping you understand how New York-specific regulations may impact your unique situation. 

We will help you complete and submit the lengthy application, ensuring accuracy and that all necessary details are included. We can also assist you with the annual renewal process.

Read MoreLess

Medicaid Strategies

Being over the income or asset limit for Medicaid eligibility does not automatically disqualify you from this program. The attorneys at Ettinger Law Firm can guide you in planning techniques to lower your countable income and assets to meet Medicaid’s income and resource limits.

We can guide you on how to spend down assets or take advantage of allowable exceptions. Our strategies also involve lawfully reallocating assets and creating Medicaid-compliant trusts.

Examples of our asset protection tools include:

  • Medicaid Asset Protection Trusts (MAPT): Assets in the trust are not counted toward Medicaid’s resource limits for long-term care.
  • Medicaid annuities: A financial product that pays a fixed monthly amount, allowing you to spend down and qualify for Medicaid.
  • Caregiver agreement: Allows you to transfer money to family members as compensation for their caregiving services.
  • Gift and loan: An asset preservation strategy for use on the nursing home doorstep where no preplanning has been done. Here, you transfer half of your assets to family by gift, while loaning them the other half. The family gets to keep the gift. 
Huntington-1-3

Why Choose Ettinger Law Firm?

Ettinger Law Firm is one of the oldest and largest elder law and trust and estate planning law firms in New York. Our primary focus is elder law, and we have helped thousands of individuals and families implement effective Medicaid strategies to safeguard their assets and futures.

Planning for long-term care is a complex and emotional life decision. Our expert guidance empowers you with options to protect what matters most to you. In the years to come, our caring team will be there to educate, advise and support you on life’s journey.

Screenshot-2025-09-26-095238-e1758894802189

What They Say About Us

Client Reviews

My parents set up a trust with Ettinger Law Firm twenty years ago. I have been impressed with the help and care that I received when I called with questions. I decided it was time for me to set up my own trust, so I came to Ettinger Law Firm to get it done.

– C.V.L.

This is the best choice for elder care and estate planning! Well established and transparent in services and quality of staff is superb. Does free informational dinner programs in a variety of locations. Has built in updates for consumer, this is a firm that you stay with for life. Highly rated. Go now for your peace of mind.

– K.D.

Thanks! Doing our estate planning with you (Mike Ettinger) was an extremely comforting experience. All our questions were answered clearly and concisely. Our concerns were satisfactorily resolved and we felt better educated about trusts, wills, health proxies, etc. The final product format will make it very easy for our heirs to handle our estate with your assistance.

– J. McD

Schedule a No-Cost Consultation to Discuss Medicaid Planning

Now is the time to start discussing the Medicaid application process and protecting your assets from the high cost of long-term care in New York. Contact Ettinger Law Firm or call 1-800-500-2525 for a no-cost consultation to discuss your unique goals with our team.

Contact Us

cta-bg

Upcoming Events

View All Upcoming Events
4.7
474 reviews